Parties that suffer a physical injury after an accident should take immediate steps to determine the extent of those injuries. During a medical examination, it is not uncommon for a medical professional to recommend diagnostic tests like a Magnetic Resonance Imaging, also known as an MRI. The purpose of having an MRI is to diagnose any neurological, orthopedic, or cardiac conditions that may be present. These images show injuries that are invisible to an X-ray, which makes them more reliable in a personal injury case. The biggest concerns when deciding whether to submit to an MRI are costs and if an MRI is needed.
What Happens During An MRI Scan?
During an MRI, the patient lies on a flat, narrow surface that is in the center of a huge magnet and the surface moves through the MRI machine. They have open MRI machines available for patients who have claustrophobia. The imaging is created by utilizing the body’s natural magnetic fields and using low-frequency radio waves to depict soft tissues, unlike an X-ray.
Who Can Request an MRI?
Any medical professional in the state of Michigan can determine if an MRI is needed to evaluate the extent of a person’s injuries; however, it is possible for a patient to recommend an MRI without a doctor’s recommendation personally. An MRI is generally not advised if there are not any signs of soft tissue or neurological damage present in a patient.
When Should an MRI be Requested?
An MRI is in the best interest of an accident victim, and it should be done as quickly as possible, especially for accident victims. This is to secure the likelihood that the insurance company will cover the cost of the procedure. For personal records, the patient should always request copies of the MRI results and the disc from the performing facility. These accounts could help if there is ever a personal injury claim filed with the courts.
Who Pays for the MRI?
Most people have a clause in their auto insurance coverage that covers a specified amount for necessary medical procedures resulting from a car accident. An MRI can range from $500 to $5,000. Therefore, some medical professionals will advise against having an MRI unless it is absolutely necessary so that the patient can take advantage of Personal Injury Protection (PIP) coverage. It’s important to note that in some cases the insurance company will not pay upfront for the MRI, but instead reimburse the individual upon the completion of the process.
There are many factors to consider when deciding whether or not to agree to an MRI scan following a personal injury accident. The seasoned attorneys at Michigan Legal Center have the legal insight and experience necessary to help guide your decision-making following a personal injury accident for the most favorable results. Get your pressing questions answered when you contact a personal injury attorney for a free case evaluation.