5 Claims to File After Your Michigan Auto Accident

by | Oct 10, 2017 | Car Accidents | 0 comments

Auto accident claims in Michigan depend on various factors including:

  • The extent of the damage.
  • Whether drivers have insurance and how much coverage.
  • Who is found responsible for the accident.

Many people struggle to determine what claims to pursue after a car accident. It ultimately comes down to the details of the crash and being aware of all available claim options.  Read into these five claims to file after your Michigan auto accident to determine which is best for you.

First-Party Claim

A first-party claim, also known as no-fault insurance, is the most common auto accident claim in Michigan. It aims to recover financial costs, including medical expenses, home modification expenses, wage loss, and transportation expenses incurred in the accident. The person involved in the auto accident files a claim against his own insurance company to recover these costs.

Uninsured Motorist Claim

Uninsured motorist claims are those filed against negligent drivers who lack auto insurance. It is important to know that to win this claim a person’s auto insurance must contain this policy. A car accident victim should first check to see if their plan covers this claim to avoid an unnecessary dilemma.

Property Damage Claim

A property damage claim is meant to recover any damages to a car and other properties during an accident. The amount a person can secure by filing this claim varies depending on numerous factors, including the type of collision coverage included in his auto insurance policy. Persons without collision coverage can use the Michigan Mini-Tort Law to recover damages.

Third-Party Claim

Also known as personal injury damages, third-party claims are meant to recover damages for injuries sustained because of an accident. Unlike the first party claim, which is easy to win, this claim is difficult to win because of the high threshold set for the body to be deemed injured. For a person to get a favorable judgment on this claim, the injuries must be severe enough to prevent the person from living a regular life by causing debilitating conditions such as permanent disfigurement and scarring. The families of those who die in auto accidents can file this claim too.

Underinsured Motorist Claim

When the negligent driver responsible for the accident has limited insurance coverage that does not cover your damages, you should pursue an underinsured motorist claim. This type of claim is similar to the uninsured motorist claim in all other aspects. You should also confirm that this policy is included in your own coverage before pursuing this claim.

It is advisable for you to inform your insurance agent of the accident immediately after it occurs. Amassing evidence of the crash, including eyewitness accounts and photos of the accident scene, helps build a strong case with a surety of compensation. A car accident attorney with Michigan Legal Center can further that effort. Contact us today for a free case evaluation.

Christopher Trainor and Associates Featured on WXYZ

Recently Christopher Trainor and Associates was featured on WXYZ 7 Action News in Detroit regarding a client's case against the Detroit Police Department in which the client was wrongly arrested and held in jail. The full article and can be found on the WXYZ website.

St Joseph, MI – Injuries Result from Wreck on I-94 near Martin Luther King Dr

St Joseph, MI (March 25, 2022) - A major car crash happened on an interstate in St Joseph on the afternoon of March 20. At approximately 5:10 p.m., an unspecified number of vehicles collided on Interstate 94. Reports show the accident happened on I-94 near Martin...

Zeeland, MI – Auto Accident on Fairview Rd at Washington Ave Ends in Injuries

Zeeland, MI (March 25, 2022) - An auto accident happened on the morning of March 25 in Zeeland that resulted in injuries. The wreck occurred shortly after 8:00 a.m., according to reports.  Sources say the collision took place on Fairview Road near Washington...

Paw Paw, MI – Major Car Crash on M-43 between 37th & 40th St

Paw Paw, MI (March 25, 2022) - A motor vehicle accident occurred in Paw Paw on the morning of March 23 that required an emergency response. The incident was reported to authorities in the area at around 12:21 p.m. Various responders were observed at the scene of the...

Romulus, MI – Motor Vehicle Collision Causes Injuries on I-94 near Vining Rd

Romulus, MI (March 25, 2022) - At least one person was hurt in a crash reported in Romulus on March 25. At approximately 12:55 p.m., police were dispatched to the scene of the wreck located on Interstate 94.  Responders including paramedics, fire crews, and...

Holland, MI – Injury Accident on Waverly Rd at 48th St Requires EMT Dispatch

Holland, MI (March 25, 2022) - On the morning of March 25, at approximately 6:55 a.m., a car accident in Holland required an emergency dispatch.  Reports indicate that a vehicle collided with a pole near 48th Street on Waverly Road.  To assist the injured...

Jackson, MI – Serious Car Accident on M-106 near Deweese Rd and Hawkins Rd

Jackson, MI (March 25, 2022) - Police officers in Jackson were dispatched to the scene of a major car crash on Friday, March 25. According to local officials, the collision happened at approximately 4:00 p.m. on M-106. While emergency personnel rendered aid to those...

Detroit, MI – Police Dispatched to Crash Scene on I-96 near Davison St

Detroit, MI (March 25, 2022) - On March 25, at least one person was injured in a car accident in Detroit. The wreck was reported to officials in the area at approximately 10:50 p.m. According to information from reports, the accident occurred on I-96 near Davison...

Wyoming, MI – Major Accident on 28th St near Clyde Park Ave

Wyoming, MI (March 24, 2022) - Highway patrol officers and first responders were called to the scene of a vehicle collision on March 24 on 28th Street in Wyoming. Reports show that an unspecified number of vehicles collided in the area, resulting in the injury of at...

St Clair, MI – Siblings Killed in Wreck on Kinney Rd near Burt Rd

St Clair, MI (March 24, 2022) - A brother and sister were killed in a two-car crash on Thursday, March 24 in Riley Township. The incident was reported north of Interstate 69 on Kinney Road near Burt Road.  Three people were also hospitalized with injuries,...